Secured

A loan secured against your 50% or more of your savings

If you are looking to secure a loan against your savings, then our secured loans is perfect for you.

Rates starting from 6.16% representative APR

Our secured loans offer competitive interest rates starting from 6.16% representative APR. A loan can be secured either by:

  • Being fully secured by savings*
  • Being secured by at least 50% of your savings with a minimum of 12 months' excellent repayment history with us*
  • A guarantor

HAVE A CHAT WITH US

Taking out a loan is a big decision. If there is anything that you would like to speak to us about with regards to our loans, get in touch. We will always be happy to talk to you.

Eligibility

Before you apply, make sure you are:

  • 18 years old or older
  • Live and/or work in the DL, DH, HG, NE, SR, TS, YO postcode area.

Key features:

Amount
Borrow up to £15,000
Term From 6 months to 5 years
Interest Receive preferential rates with our secured loans. Interest rates range from 6.16% - 34.1% Representative APR
Same day payment Sign your loan agreement before 3pm and have access to the funds the same day
Repayments
Loans can be repaid weekly, fortnightly, or monthly depending on which one suits you best.
Save as you Borrow
We believe in saving as you borrow so as part of your agreement, repayments will be split between your loan and savings. This means that after you have repaid your loan, you will have built up savings to use as you wish.
Early repayments
There are no fees for early repayments.

*Existing savings are frozen throughout the period of the loan as part of your loan agreement

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