Personal Loan

Borrow up to £7500 between 0 - 5 years

Whatever your plans may be, we can help make your dreams a reality with a personal loan. Receive a simple, helpful, and personal service and know that your application is assessed like it should be - by humans, not by computers.

From 1st December we are introducing simplified interest rates so that you will know what rate you will get before you apply. Please note that for existing members your existing loan plus requested amount equals the total loan. Interest rates on existing loans will not change unless a top-up is requested.

Loans under £2000 – 42.58% APR
Loans from £2000 - £4999 – 26.82% APR
Loans from £5000 – 16.08% APR

Representative example: £1000 loan over 12 months. 12 payments of £101 per month. Rate of interest 42.58% APR. Total amount payable £1203.93.

New Members APPLY HERE

Existing Members APPLY HERE
Existing members should apply for a loan via our online banking/mobile app

Save as you borrow

We believe in saving as you borrow so as part of your loan agreement we ask you to pay into your savings account. This means that after you have repaid your loan you will be in a stronger financial position having built up some savings.

HAVE A CHAT WITH US

Taking out a loan is a big decision. If there is anything that you would like to speak to us about with regards to our loans, get in touch. We will always be happy to talk to you.

Eligibility

Before you apply, make sure you are:

  • 18 years old or older
  • Live and/or work in the DL, DH, HG, NE, SR, TS, or YO postcode area

Key features:

Amount Borrow up to £7500
Term From 6 months to 5 years
Interest Interest rates range from 16.08% - 42.58% Representative APR
Same day payment Sign your loan agreement before 3pm and have access to the funds the same day
Repayments Loans can be repaid weekly, fortnightly, or monthly depending on which one suits you best.
Save as you Borrow We believe in saving as you borrow so as part of your agreement, repayments will be split between your loan and savings. This means that after you have repaid your loan, you will have built up savings to use as you wish.
Early repayments There are no fees for early repayments.

New Members APPLY HERE

Existing Members APPLY HERE
Existing members should apply for a loan via our online banking/mobile app