Current Account

Everyday banking that suits you

With our basic current account you can: 

New members apply here

Existing members apply here

Need to Withdraw cash but can't visit the branch?

 We have partnered with PIN4Cash to provide ATM cash withdrawals without the need for a debit card.

How does it work:

  1. Contact us to request a withdrawal from your account
  2. We will submit the order and give you a 4-digit secret code which you need to remember
  3. You receive a text message with an order number and an ATM locator
  4. Go to the ATM and collect your cash. Here’s a short video explaining how - https://pin4.com/uk/instructions/uk-eng/
  5. T&C’s - https://www.pin4.com/uk/terms-and-conditions/

Find your closest ATM

FAQs

1. Will I still need to pay card fees?

Our current account is completely free of charge. If you previously had a debit card with us then you will no longer be charged a service fee.

2. What will happen to my current account without a card?

With our basic current account you can: Pay your benefits or salary into your DCU account. Withdraw cash either in branch or at an ATM. Pay your bills by online banking/mobile app or our bills account service. Transfer to friends and family via online banking/mobile app. 

3. How do I get my benefits / wages paid into my account?

Provide these details:

Account Name: Darlington Credit Union

Sort Code: 30-90-89

Account Number: 37535368

Reference: Your membership number 

Individual electronic payments can also be made using the same details. 

4. Can I still use my card to make online payments? 

No, your card and card details will no longer work to make online payments. 

5. Can I still pay my bills with my card details?

Pay your bills by online banking/mobile app or our bills account service.