Current Account

Our Go Accounts offer ‘bank style’ current account functionality to our members with a Mastercard Debit Card linked to your Darlington Credit Union current account.

There are three options available with different pricing structures to suit different spending habits: 

  1. Go Pay
  2. Go Flex
  3. Go Total 

DCU Debit Card Terms and Conditions

Key Features of the Go Accounts

Make purchases in shops, online or over the phone.
Contactless payments up to £30.
Withdraw cash at ATMs or get cashback in shops.
Access your account balance 24/7.
Set up bill payments by Continuous Payment Authority.
Can be used anywhere that displays the Mastercard symbol, including abroad.
Extra security provided by Mastercard Securecode.

Want to apply for a Go Account?

If you are already a member please contact us to request a card. 
If you’re not already a member you can join online.

Why do we have to charge?

There are all sorts of costs involved in providing debit cards, from admin costs to card issuer and ATM fees. While some banks offer ‘free’ accounts and absorb the upfront cost themselves, you’ll often end up paying many times over in hidden extras and additional fees.

We think it’s fairer to be upfront, with accounts that reflect the true cost of providing the service and a clear and simple charging structure.


To apply for a debit card you must be a member of Darlington Credit Union and at least 18 years old.