Payroll Deduction Scheme

Loan repayments deducted straight from your pay

Simple way to borrow

By working with local employers Darlington Credit Union has a scheme in place to offer the employees an easy, secure, and ethical place to save and borrow.

You will never have to worry about making payments as they are deducted straight from your pay.

In addition we ask you to save while you borrow meaning that at the end of your loan, you will be in a better financial position. Your loan will be repaid and you will have accumulated savings. Your future self will thank us and you!

New Members APPLY HERE

Existing Members APPLY HERE


Eligibility You must be 18 years of age or older and work for one of our payroll partners
Amount Borrow up to £7500
Term From 6 months to 5 years
Interest Loans under £2000 – 42.58% APR
Loans from £2000 - £4999 – 26.82% APR
Loans from £5000 – 16.08% APR
Same day payment Sign your loan agreement before 3 pm and have access to the funds the same day
Repayments Repayments are deducted straight from your salary
Save as you Borrow We believe in saving as you borrow so as part of your agreement, repayments will be split between your loan and savings. This means that after you have repaid your loan, you will have built-up savings to use as you wish
Early repayments There are no fees for early repayments


Taking out a loan is a big decision. If there is anything that you would like to speak to us about with regards to our loans, get in touch. We will always be happy to talk to you.