Loan Application Form

Loan Application Form

If you are not already an existing member, you must pay a £5 admin fee and provide one month's up-to-date banks statements before your loan will be processed.

You must complete this form in full before any decision can be taken on granting you a loan.

When you apply for a loan you usually know why you need it and how much you would like. However, before you do anything you should be happy that you can afford the repayments.

Please remember that all loans are at the discretion of the loan officers.

Section A: Applicant Information

Residential Status

Please state the age of dependants.


Section B: Loan Details

If you have requested electronic transfer please enter details about you bank for the loan to be paid into:

Section C: Previous Credit History

Have you had a CCJ in the last 12 months?: required

Have you entered into a DRO or IVA in the last 24 months?: required

Section D: Budget

Please complete the budget statement below. This is CONFIDENTIAL and we will not make any decision on an application without it.


(Less tax and National Insurance and any other payroll deductions)

Benefits/Pensions/Pensions Credit/Tax Credits

Please state the type, the amount, and the frequency.


External Borrowings and Expenditure:

Enter how much you spend per MONTH on the following:

Please include provider

Please include provider

Please include provider

Please include provider

Please include provider

Please include provider

Beneficiary Information

As you have indicatited that you are a new member you must supply the name and address of at least one beneficiary. A beneficiary is the person you nominate to receive any funds you have in the credit union in the event of your death.

The credit union has insurance which means that if you die before your 80th birthday any outstanding loan will be paid off, less any arrears, and your beneficiary will receive the funds you have invested in the credit union.

Beneficiary A

Beneficiary B

Upload Bank Statements

Please upload an up-to-date bank statement cover at least one month’s transactions.

If you cannot upload it now, call in to our main office to provide copies of your bank statements or e-mail it to Your application cannot be processed without this.


Please upload a copy of your identification.

We are regulated by the Financial Conduct Authority and are bound by law to request proof of identity. Single proof of identification that we accept include a passport or a photo driving licence. If you do not have neither then please upload two forms of ID from this list*. If you cannot upload it now, call in to our main office to provide copies of your identity or e-mail it to The opening of your account will only be completed once you bring in identification.

Acceptable document types are .pdf, .jpg, .jpeg, .gif and .bmp and files must be under 5MB


Dual Documentation (One from EACH column)


  • Old version of driving license
  • Benefit letter
  • National insurance card
  • Employee card
  • Armed Forces ID Card
  • Police Warrant Card
  • HM Revenue and Customs Card
  • Blue Parking Card for Disabled


  • Credit Reference Agency or Electoral Roll Search
  • Record of a Home Visit
  • Council Tax Bill
  • Bank Statement
  • Utility Bill
  • Insurance Certificate

Acceptable document types are .pdf, .jpg, .jpeg, .gif and .bmp and files must be under 5MB

Important: Your Personal Information

We may use credit reference and fraud prevention agencies to help us make decisions. What we do and how we and credit reference and fraud prevention agencies will use your information is detailed in the leaflet called: A guide to the use of your personal information by ourselves and at credit reference and fraud prevention agencies. This can be accessd via this link or a paper version by request at our Tubwell Row office.

By signing your agreement to proceed you are accepting that we may each use your information in this way.

Your Communication Preferences

We like to inform our members of any DCU news and updates, offers, rewards, and information about new products that may be of interest to the member, including our Annual Membership Satisfaction Survey. We will only get in touch in the ways that you wish, and you won’t receive these updates any more unless you instruct to us do so. Please tell us if, and how you would like us to keep in touch with you.
You can change your mind, update your preferences or opt out of marketing communications at any time simply by contacting us on 01325 529829 or

Please note that there are certain things that we have to send you, including an invite to our Annual General Meetings, changes to your account, any legal information etc.

Your data is safe in our hands and we will never sell your data.

Tell us how you would like to keep in touch with us? (You can tick more than one) required

We are on a mission to reduce our environmental impact from paper and postage. Importantly, posting is a cost which we would prefer to use to invest in the services for our members. Please help us by selecting other methods if possible.


I can confirm that all of the details given on this application and budget form are accurate.

Further Terms and Conditions

By submitting this form, I hereby apply for membership of Darlington Credit Union Ltd and agree to abide by the Rules. I designate the person(s) names above as my beneficiary to receive any money due. I understand I may change my beneficiary at any time.

I acknowledge that I have received information regarding the FSCS cover relating to this account. Link to be FSCS information can be found here: