Adult Savers

An account for adults aged 16 years and over

Building a brighter future

Save with a local, ethical credit union you can trust

As a not-for-profit credit union, we do things differently. When you save with us, your money stays within the local community - supporting our members and helping to build a stronger, more sustainable local economy.

Unlike traditional banks, our focus is on people, not profit. Every member benefits from a fair, transparent, and ethical approach to saving and lending.

Safe, secure, and protected savings

Your savings are in safe hands. All deposits up to £120,000 are protected by the Financial Services Compensation Scheme (FSCS), giving you peace of mind as you grow your savings.

Flexible savings

Flexible savings designed around you

We understand that everyone’s financial goals are different. That’s why our savings accounts are designed to be flexible - whether you’re saving regularly, depositing a lump sum, building a rainy-day fund, or planning for something special.

You can save in a way that suits you, while knowing your money is working for both you and your community.

Key features:

Eligibility You must be 18 years of age or older and live or work in the DL, DH, HG, NE, SR, TS or YO postcode area
Minimum Balance £1 - £50,000
Ways to Save
  • Deposit cash or cheques at our main office or your local collection point
  • Standing orders
  • Electronic transfers
  • Via online banking/mobile app
Ways to withdraw
  • Withdrawals via cash, cheque, or electronic transfer can be made at our main office
  • Using our mobile app or online banking you can request for transfers to be made to another bank account
  • Requests can be made via telephone
  • If you have a current account, you can withdraw at any cash machine with our prepaid debit card
Dividend Dependent on whether we make a surplus, we offer members a return on their savings in the form of a dividend. This is agreed by our members at the Annual General Meeting.
Online Access View your balance online and request for transfers to be made. Our mobile app and online banking facilities allow our members across North Yorkshire and the Northeast to access their accounts on the go, 24/7!
Your money is safe with us All deposits of up to £120,000 are protected by the Financial Services Compensation Scheme (FSCS)

HAVE A CHAT WITH US

Got a question about our accounts or services? Get in touch. We will always be happy to help.