Community Savings Account

A fee-free easy access savings account for local organisations

We’re here to support the clubs, charities, schools, societies and small businesses that make a difference in our community.

Our Community Savings Account gives your organisation a simple, fee-free place to save and manage your money, with easy access when you need it. Save from £1 up to £60,000.

Contact us now & request a pack to join

Why choose our Community Savings Account?

  • No fees - There are no charges for the Community Savings Account, helping your organisation keep more of its money
  • Easy access - Access your savings when you need them, plus online Banking (dependent on signing rules)
  • Save up to £60,000
  • Counter service - Need to pay in cash or cheques? You can manage your account in person at our Darlington branch, Monday to Friday, 9am –12.30pm.
  • Dedicated Account Manager to support your organisation
  • Local & ethical - save with a not-for-profit credit union that is rooted in the local community

More ways we can support your organisation:

  • Use of Our Meeting Room, Monday to Friday, 9am to 4pm
  • Opportunity to promote your services in our banking hall 
  • Access to our no cost Payroll Savings Scheme for Employees

Who is the Community Savings Account for?

Whether you're managing a charity, sports club, school, community group, society or small business, our Community Savings Account is designed to make saving simple.

It can be suitable for:

  • Sports clubs and community clubs
  • Charities and voluntary organisations
  • Community groups and societies
  • Small businesses
  • Other local organisations

What our community members say:

“With no direct relationship with our high street bank, it was a refreshing change to join Darlington Credit Union. The ethical approach, having a named account manager, and a team you can actually speak to makes all the difference.

We’re excited to build this relationship - and the interest from our fixed-rate deposit account will help us continue to grow and improve the club.”

- Mark, Treasurer, 2025

Contact us now

Need more information before you decide or help with your application? Contact us today - we're here to help.

Contact us now

Key features of the Community Savings Account:

Minimum/Maximum Balance £1 - £60,000 
Ways to Save
  • Deposit cash or cheques at our main office
  • Standing orders
  • Electronic transfers
Ways to withdraw
  • Withdrawals via cash, cheque, or electronic transfer can be made at our main office
  • Using our mobile app or online banking you can request for transfers to be made to another bank account
  • Requests can be made via telephone
Dividend Dependent on whether we make a surplus, we offer members a return on their savings in the form of a dividend. This is agreed by our members at the Annual General Meeting.
Online Access View your balance online and request for transfers to be made. Our mobile app and online banking facilities allow our members across North Yorkshire and the Northeast to access their accounts on the go, 24/7! Subject to your signing rules.
Paper Statements Paper statements are available on request.
Documents You will need signatory IDs and your constitution to open the account. 
Your money is safe with us All deposits of up to £120,000 are protected by the Financial Services Compensation Scheme (FSCS). Please check the FSCS handbook for guidance on business protection limits.