Payroll Deduction Scheme For Employers

Support employee financial wellbeing with a free workplace benefit

Payroll Deduction is a free workplace benefit that enables employees to save directly from their salary and access affordable loans when needed. It’s a simple, low-admin way to support employee financial wellbeing, with over 1,000 employees already benefiting through our payroll partnerships.

Financial wellbeing impacts every workplace

Financial stress can have negative impacts on individual's mental and physical health, affecting them, their workplace, and communities.

- Over half (56%) of employees have found themselves in financial difficulty

- 52% feel that financial pressure impacts their job performance

- Almost 3/4 employees feel stressed, with over 75% saying it's because of financial or work-related pressures

- 9% decrease in the number of employees with savings lasting more than 12 months

Having a workplace that supports employee wellbeing can be a key part in building better financial resilience for your employees.

(Lane, Clark, and Peacock Survey, 2025)

Benefits to employers

Retention & employee benefits - Enhance your workplace benefits package with a meaningful benefit employees value.

ESG & social impact - Show your organisation cares. Support positive outcomes for employees, families and the wider community.

Low admin & simple to manage - Minimal work for HR and payroll teams - we manage onboarding, employee support and administration.

Financial wellbeing & reduced stress - Help employees build savings, access affordable credit and improve financial resilience.

Productivity & engagement - Reduce the impact of money worries at work while showing investment in employee wellbeing.

Marketing support included - We provide employee communications and materials to help promote the scheme.

"Working in partnership has been beneficial to our staff. Being able to save through payroll deduction, having access to a Christmas saver account & low interest loans gives staff the feeling of security and control over their finances.

It is easy to access your savings through the Darlington Credit Union app, if staff are not IT savvy, they have access to telephone and branch support. 

Having savings reduces stress when unexpected financial issues arise and supports long term financial resilience." 

One of our valued payroll partners, March 2026

Payroll Partners' Logos

Existing payroll partners.

Find out more about becoming a partner

If you are interested in how we can improve financial well-being in the workplace together, get in touch. 

Contact us via email mark@darlingtoncreditunion.co.uk for more information about setting up a scheme in your workplace.