Support employee financial wellbeing with a free workplace benefit
Payroll Deduction is a free workplace benefit that enables employees to save directly from their salary and access affordable loans when needed. It’s a simple, low-admin way to support employee financial wellbeing, with over 1,000 employees already benefiting through our payroll partnerships.
Financial stress can have negative impacts on individual's mental and physical health, affecting them, their workplace, and communities.
- Over half (56%) of employees have found themselves in financial difficulty
- 52% feel that financial pressure impacts their job performance
- Almost 3/4 employees feel stressed, with over 75% saying it's because of financial or work-related pressures
- 9% decrease in the number of employees with savings lasting more than 12 months
Having a workplace that supports employee wellbeing can be a key part in building better financial resilience for your employees.
(Lane, Clark, and Peacock Survey, 2025)
Retention & employee benefits - Enhance your workplace benefits package with a meaningful benefit employees value.
ESG & social impact - Show your organisation cares. Support positive outcomes for employees, families and the wider community.
Low admin & simple to manage - Minimal work for HR and payroll teams - we manage onboarding, employee support and administration.
Financial wellbeing & reduced stress - Help employees build savings, access affordable credit and improve financial resilience.
Productivity & engagement - Reduce the impact of money worries at work while showing investment in employee wellbeing.
Marketing support included - We provide employee communications and materials to help promote the scheme.
Want to learn more about how Payroll Deduction supports employee financial wellbeing? Understand how Payroll Deduction works, the benefits for employers and employees, and why workplace financial wellbeing matters.
"Working in partnership has been beneficial to our staff. Being able to save through payroll deduction, having access to a Christmas saver account & low interest loans gives staff the feeling of security and control over their finances.
It is easy to access your savings through the Darlington Credit Union app, if staff are not IT savvy, they have access to telephone and branch support.
Having savings reduces stress when unexpected financial issues arise and supports long term financial resilience."
One of our valued payroll partners, March 2026
Existing payroll partners.
1) We help launch the scheme - We provide all employee materials and can attend workplace sign-up events to introduce the service directly to your staff.
2) Employees sign up - Staff join directly with us and choose their payroll savings amount and/or apply for affordable loans.
3) Simple monthly payroll process - You receive one monthly deduction file and make one combined payment - we allocate the funds directly to employee accounts.
Simple & flexible payroll savings - Save directly from salary each payday, with the option to split savings across multiple accounts.
Wide range of savings options - Including instant access, locked Christmas, Save to Win and 2% AER fixed term savings accounts.
Affordable borrowing - Access ethical loans from 6.17% APR while continuing to build savings alongside repayments.
Online access & support - Manage accounts, balances and withdrawals online, through the app, by phone or in branch.
Confidential, trusted service - Employees deal directly with us for support, account changes and guidance.
Ethical & secure - Trusted not-for-profit financial services with eligible savings protected by the FSCS.
If you are interested in how we can improve financial well-being in the workplace together, get in touch.
Contact us via email mark@darlingtoncreditunion.co.uk for more information about setting up a scheme in your workplace.
You can download a simple overview of the Payroll Deduction Scheme, including employer benefits, employee features and onboarding process.
