Christmas Savings Account

Keep your savings locked so you can build up your holiday budget

Make Christmas stress-free with a locked Christmas savings account.

Start planning ahead with our dedicated Christmas savings account—a secure, locked savings account that helps you build up funds gradually for the festive season. With no access until November, you avoid the temptation to dip in early, ensuring you're financially ready for gifts, celebrations, and peace of mind during the holidays. 

Flexible savings for you - you can save what you want, when you want.

New members apply here

Existing members apply here

*Terms and Conditions apply *

Apply Now

Existing Members – Apply Via Online Banking/Mobile App, emailing info@darlingtoncreditunion.co.uk or in person in branch

New Members Apply Here

Terms and Conditions

The Christmas Saver Account is only available to members aged 18 and over.

Darlington Credit Union Ltd. is a limited company registered in England and Wales. Registered number: 213507. Registered office: 41 Tubwell Row, Darlington, County Durham, DL1 1PD. Darlington Credit Union is regulated by the FCA and is authorised by the PRA. All deposits of up to £120,000 are protected by the Financial Services Compensation Scheme (FSCS)

  1. Open to new members and existing members. 
  2. To maximise your Christmas savings the account is locked until the 1st of November when you can make unlimited withdrawals until the last working day before Christmas. It will then be locked again to enable you to save for next Christmas.
  3. If you have never had a DCU Christmas Saver Account before you could qualify for a £25 bonus. To qualify you will never have had a £25 Stop Loan Shark Bonus before and must deposit at least £75 between 1st January and 31st October in the qualifying year. The bonus will be credited to your account on the 1st November. This offer is limited to the first 100 qualifying accounts only
  4. The bonus payment will be credited to the account on the 1st November
  5. Relax and enjoy your Christmas shopping

How do I pay into my Christmas saver?

If you need any more information about paying in to your account please see below or contact us.

It’s really easy - just choose the way that works best for you:

Send money to:

That’s it - your money will go straight into your Christmas Saver for you.